Question 1

What types of properties are available in Dubai?

Accepted Answer

Dubai offers a wide range of luxury properties including apartments, penthouses, villas, townhouses, and duplexes. You can choose between ready-to-move-in properties on the secondary market and off-plan projects from top developers like Emaar, Damac, Nakheel, and Sobha.

Question 2

Can foreigners buy property in Dubai?

Accepted Answer

Yes, foreigners and non-UAE nationals can buy freehold property in designated freehold areas of Dubai. These areas include Downtown Dubai, Dubai Marina, Palm Jumeirah, Business Bay, and Dubai Hills Estate. Freehold ownership gives buyers full ownership rights over the property and the land it stands on.

Question 3

What are the best areas to invest in Dubai real estate?

Accepted Answer

Top investment areas in Dubai include Downtown Dubai, Dubai Marina, Palm Jumeirah, Business Bay, and Dubai Hills Estate for established communities with high rental yields. Emerging high-ROI areas include Dubai Creek Harbour, Emaar South, Jumeirah Village Circle (JVC), and Dubai South near the Expo City.

Question 4

What services does Eivan Properties provide?

Accepted Answer

Eivan Properties is a full-service real estate agency in Dubai, UAE offering: off-plan property advisory, secondary market buying and selling, property management, investment portfolio advisory, mortgage consultation and pre-approval, Golden Visa investment guidance, and holiday homes management.

Question 5

What is the minimum investment to get a UAE Golden Visa through property?

Accepted Answer

To qualify for a UAE Golden Visa through real estate investment, you must purchase property worth at least AED 2,000,000 (approximately USD 545,000). The property can be ready or off-plan, and can be financed through a UAE bank mortgage. The Golden Visa grants a 10-year renewable residency for the investor and their family.

Question 6

How does buying off-plan property in Dubai work?

Accepted Answer

Buying off-plan property in Dubai means purchasing a property before it is built, directly from the developer. The process involves: choosing a project and unit, paying a reservation fee (typically 5-10%), signing a Sales Purchase Agreement (SPA), and making installment payments according to the developer's payment plan. Off-plan properties often come with flexible 60/40 or 70/30 payment plans and are typically priced 15-25% below market value at launch.

Question 7

What are the fees involved in buying property in Dubai?

Accepted Answer

The main fees when buying property in Dubai include: Dubai Land Department (DLD) transfer fee of 4% of the property value, DLD registration fee of AED 2,000-4,000, real estate agent commission of 2% (paid by the buyer), and mortgage registration fee of 0.25% if financing. For off-plan properties, the DLD fee is often paid by the developer as an incentive.

Question 8

Can I get a mortgage in Dubai as a foreigner?

Accepted Answer

Yes, non-UAE nationals can obtain mortgages from UAE banks to buy property in Dubai. Foreigners can typically borrow up to 75% of the property value (75% LTV) for properties under AED 5 million, and up to 65% for properties above AED 5 million. UAE residents generally get better rates than non-residents. Eivan Properties has mortgage advisors who can help you find the best rates from UAE banks.

Question 9

What is the rental yield on Dubai properties?

Accepted Answer

Dubai offers some of the highest rental yields globally, averaging 6-9% gross annually. High-yield areas include Jumeirah Village Circle (7-9%), Dubai Silicon Oasis (7-8%), International City (8-10%), and Business Bay (5-7%). Luxury areas like Palm Jumeirah and Downtown Dubai yield 4-6% but offer stronger capital appreciation.

Question 10

Is there property tax in Dubai?

Accepted Answer

Dubai has no annual property tax, no capital gains tax, and no inheritance tax on real estate. This makes it one of the most tax-efficient property markets in the world. The only recurring cost is the service charge (maintenance fee) paid to the building management, which varies by community and property type.

Question 11

How long does it take to complete a property purchase in Dubai?

Accepted Answer

For a ready (secondary market) property in Dubai, the purchase process typically takes 30-60 days from signing the Memorandum of Understanding (MOU) to transfer of ownership at the Dubai Land Department. For off-plan properties, the process is faster (1-2 weeks to sign the SPA), but the property is delivered according to the developer's construction timeline, usually 2-4 years.

Question 12

What documents do I need to buy property in Dubai?

Accepted Answer

To buy property in Dubai as a foreigner, you need: a valid passport, proof of funds or mortgage pre-approval letter, and a UAE residence visa (for residents). For the DLD transfer, you will also need a No Objection Certificate (NOC) from the developer for off-plan properties. Eivan Properties handles all the paperwork and coordinates with the DLD on your behalf.

Question 13

Which are the top property developers in Dubai?

Accepted Answer

The top property developers in Dubai include Emaar Properties (developer of Downtown Dubai, Dubai Marina, and Dubai Hills), Damac Properties (luxury residential and commercial), Nakheel (Palm Jumeirah, Jumeirah Islands), Sobha Realty (Sobha Hartland), Meraas (City Walk, Bluewaters Island), and Aldar Properties. Eivan Properties works with all major developers and can help you compare projects and secure the best prices.

Question 14

What is the difference between freehold and leasehold property in Dubai?

Accepted Answer

Freehold property in Dubai gives the buyer full and permanent ownership of the property and the land it sits on, with no time limit. This is available to foreigners in designated freehold zones. Leasehold property gives the buyer the right to use the property for a fixed period, typically 99 years, after which ownership reverts to the landowner. Most properties sold to foreigners in Dubai are freehold.

Question 15

How does Eivan Properties use AI and technology in real estate?

Accepted Answer

Eivan Properties uses AI-powered market intelligence tools to analyze Dubai real estate trends, identify high-ROI investment opportunities, and provide data-driven property valuations. Our platform uses machine learning to match buyers with the most suitable properties based on their investment goals, budget, and lifestyle preferences. We also use AI to monitor off-plan project progress and market price movements in real time.

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